Electra Digital Blog

I’ve watched the same pattern repeat for two decades: big vendor builds for the top 10 underwriters, then bolts on a “lite” version for independents and calls it good enough. I decided to start from the other direction. That decision wasn’t idealistic. It was strategic.

Every vendor in title tech now claims to be “AI-powered.” As an engineer who’s been building these systems for 26 years, I can tell you: most of the time, that label does more marketing than actual computing. Here’s how to tell the difference between genuine AI and a relabeled rules engine.

After 26 years in title technology, one thing still surprises me: the sheer number of hours that skilled title professionals spend on work that doesn’t require their expertise. Your best examiners and processors are some of the most experienced, highest-judgment people in your entire operation. So why are they spending hours every day on tasks that software can handle faster and more consistently than any human?

It starts with an email that looks exactly right. A buyer, days from closing, receives wire instructions from what appears to be their title company. The logo matches. The language is professional. The routing number, of course, is not. By the time anyone realizes what happened, the money — often the buyer’s entire down payment — has been swept through a series of overseas accounts and is gone for good.